Reed Downey Life insurance agency is a full service agency with twelve years experience in life insurance, health insurance, and disability income insurance.

This web site is primarily for online quoting and enrollment in the following short term plans:

• Short Term Major Medical: Coverage for 30 to 185 days.
  • An affordable option to COBRA or for a new hire in their waiting period.
• Student Select: Coverage for College Students
•  Dental: Full Dental Coverage Available.
• International Medical Insurance
  • Patriot International: provides coverage for U.S. citizens traveling abroad for a minimum of 15 days to a maximum of one year
  • Patriot American: provides coverage for non-U.S. citizens traveling outside their country of citizenship for a minimum of 15 days to a maximum of one
  year.
  • Ex-Patriot Plus: coverage for U.S. and non-U.S. citizens traveling outside their country of citizenship for a minimum of six months up to a maximum of two years.

Please contact us for more information about any of the plans listed on this page!

Other fields of specialization:

• Group Health Plans
  • Fully Funded
  • Partially Self-Funded
• Other Group Benefits
  • Term Life
  • Voluntary Term Life
  • Dental Plans
  • Vision Plans
  • Short Term Disability
  • Long Term Disability
  • Out of pocket Gap Plans
  • Cash reimbursement plans for catastrophic illnesses
• Individual Insurance
  • Life insurance
    • Whole life
    • Level Term Life 5, 10, 15, 20, 25 and 30 level premium
    • Universal Life
    • Variable Life
• Individual Health Insurance
• Individual Disability Income Insurance
• Retirement Plans
• Annuities